Home insurance isn’t cheap, especially in Texas and other states that are hard hit with hail and strong storms every year. Texas ranks number 1 in the U.S. for the number of hail storms each year. We live in a geographic zone that can produce massive thunder and hail ridden storms. The Gulf moisture that pumps up to our area, and meets the descending mountain cool air can explode into tornados, hail storms, and torrential rains. Mix in the rapid temperature changes that Texas gets, and you have the ingredients for some seriously damaging weather. Texas officials estimate that up to 40 percent of all homeowners insurance claims result from hail damage.
Having said all that, there are Impact Resistant shingles available which can better withstand a hail storm and strong wing compared to regular architectural shingles. These shingles are stronger and more flexible than standard shingles. The rubber-like quality prevents hail from fracturing the fiberglass mat, eliminating premature deterioration. I.R. shingles are classified as UL 2218 or Class 4 in terms of impact resistance, which is the highest level that insurance companies use to rate shingles. Having I.R. shingles installed on your roofing system will save you money on your home insurance premiums, and you will have a roof that will last a lot longer than a typical shingle. Most Impact Resistant shingles come with a 30-50 year limited product warranty, and 10-year coverage against algae growth. The added flexibility of these shingles also makes them more wind resistant, and most have wind resistance limited warranties that generally cover winds between 100 and 130 mph.
We have installed several impact resistant Sherman TX roofing systems that withstood the hail storms we experienced last year in the North Texas area. If you are interested in learning more about your options in Sherman roofing materials that are made to better withstand hail storms, call Alpine Roofing Construction at 972-957-7011. We can show you samples and explain more about the benefits of I.R. products.